Disability

If you were out of work due to injury or illness, could you survive without a paycheck?

Disability insurance is paycheck insurance. This ensures you will receive a portion of your income if you were out of work due to injury or illness.

Short-Term Disability - [COST FOR EMPLOYEE IS FULLY PAID BY [ABC COMPANY] OR YOU PAY THE FULL COST]

Long-Term Disability - [COST FOR EMPLOYEE IS FULLY PAID BY [ABC COMPANY] OR YOU PAY THE FULL COST]

	Short-Term Disability [Employer-Paid/You Pay the Cost]	Long-Term Disability [Employer-Paid/You Pay the Cost]
Benefit Amount	Up to [xx%] of weekly salary	Up to [xx%] of monthly salary
When are Benefits Payable	Following a [7-day] waiting period	Following a [90-day] waiting period
Maximum Benefit	[$XXX] per week	[$XXX] per month
Maximum Benefit Duration	[XX] weeks	Social Security Normal Retirement Age

Your costs for [Short-Term and/or Long-Term Disability Insurance] are shown in enrollment.

Short Term Disability

Long Term Disability

Click Below for Disability Documents